Mortgage Asset Reduction Strategies
Our pioneering Mortgage Asset Reduction Strategies (MARS) utilise detailed market knowledge, experience in borrower segmentation and contact strategy to structure a programme that maximises value in a pool of mortgage loans.
The strategies focus on the provision of a cash allowance to the borrower which enables them to participate in the refinance market.
A bespoke MARS custom built to specific requirements can be linked to the outputs from our Asset Quality Assessment (AQA) using information such as credit scores and Automated Valuation Models to further refine the borrower selection and analysis process.
- In quarter three 2008, the team were the first to complete on a programme of this nature
- In a typical programme borrowers who redeemed their mortgages returned a weighted average of 92% back to the asset holder
- Exact will design and implement the programme on your behalf including liaison with any current servicer
- Bespoke strategies to either de-risk or monetise mortgage assets
- Exact brings access to over 14000 intermediaries along with experience of borrower contact management in a variety of markets to this programme
- Exact will scientifically recommend a discount on each and every loan based on a multi-dimensional view of risk. This will return the optimal balance between discount levels and overall conversion rates
