Due Diligence
Asset Quality Assessment (AQA) is the cornerstone of the Exact value proposition. With multiple projects uccessfully undertaken in 2008/2009 for both back-book reviews and purchase transactions – comprising nearly 30,000 mortgage accounts with a value exceeding £5bn – Exact has quickly established itself as the market leader in its field.
AQA gives a multidimensional view of risk on a loan by loan basis, using a combination of pioneering automated processes. We provide full analysis of risk across the entire mortgage pool.
Exact is able to quantify and present a clear view of the current risk, and provide associated recommendations in a detailed report that is bespoke to your requirements.
- 100% Loan by loan multidimensional assessment
- 100% View of current risk
- 100% Current credit scoring and up to date bureau searches
- 100% Affordability based on current indebtedness
- 100% Fraud propensity and electronic I.D Scoring
- 100% Automated valuations – Property valuations
- Exact is able to apply its considerable technological capability to any client and any sized mortgage pool
