Securitisation still on the back burner



Last week I watched Channel 4’s Dispatches programme on how banks appear to have been let off lightly despite the huge injections of cash taxpayers have committed to keeping them afloat. Frankly, there wasn’t anything in the programme that hasn’t already been debated to death in the past ...

Exact Strengthen Team with Senior Appointment



Exact are pleased to announce the appointment of Philip Horsfield as Director of Legal and Compliance. Philip will be responsible for overseeing the Legal, Compliance, Internal Audit and Operational Risk functions at Exact and Precise Mortgages. Philip is a qualified solicitor and joins the team ...

Soccer can kick our troubles into touch



At last the World Cup has started and we can look forward to forgetting about the woes of the mortgage market for a few weeks. Anyone who knows me will tell you I don’t understand the first thing about football but I will throw myself into the numerous parties, sweepstakes and general banter ...

Restraint required when raising CGT



What will the first 45 days of the new government bring? Rumours are rife, and I emphasise the word rumours, that CGT rises will be damaging to the housing market because of its potential impact on BTL properties. As there has been little comment from the government about the detail behind the ...

The time is right to get funding flowing



Last week saw two new entrants into the mortgage market, Precise Mortgages and Aldermore. Both have a large degree of commitment to the intermediary sector and hopefully you will view the moves as very positive. New entrants to the market probably have very good reasons as to why they are ...