Recently I have been writing a lot about mortgage funding and how the lack of funding has caused material problems in the mortgage market. The forecast for this year’s gross lending numbers are broadly the same as last year at £150bn and this is despite the economy looking somewhat better ...

The CML lunch was a much brighter affair than it was a year ago. Firstly, there appeared to be a lot more people in attendance, probably 600 or so and also the mood of optimism appeared to be much more prevalent. A year earlier we were right in the thick of the messy stuff and pretty much ...

Aprils mortgage approval figures made for good reading showing that approvals are slowly starting to creep back up. Both the BBA and CML have recently reported that numbers were up in both March and April. Of course we all know that these numbers are still significantly lower than the peak of ...