Return of investors will signal recovery.



There certainly seems to be plenty of good news on the World economy over the last few weeks. Germany, France, Israel and Japan all officially coming out of recession. Positive signs in the US that the housing market seems to be turning a corner is also very encouraging. On a domestic front ...

Landlords should opt for fixed rates.



BTL landlords currently sitting on lenders revert rates of circa 3-3.5% might feel like rates are pretty good at the moment but the savvy amongst them will be busy after the summer break looking for longer term fixes. The current BBR level of 0.5% only has one way to go in the short to medium ...

Phil Jenks joins Exact.



Phil Jenks, leading authority and one of the most respected and accomplished mortgage industry figures has joined Exact Mortgage Experts as Non-Executive Director. The move is a major step forwards for Exact and adds significant experience to an already heavy-weight team. Phil’s role as ...

Don’t bash banks for making money.



Last week saw the return of bank bashing. This time not because they have lost lots of cash but because some are reporting bumper profits. Clearly, there are still huge loss figures contained within the numbers but other activities especially investment banking appears to be reaping huge ...

Tread carefully into debt advice.



Over the last few months I have been deluged with calls from companies wanting to talk to me about their debt management capabilities. Quite clearly they can see an opportunity that those companies managing mortgage books may have borrowers that need debt management advice. There has been a ...


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