Exact’s recent survey on house prices showed that whilst some housing commentators are predicting that spring is just around the corner, mortgage brokers and IFAs have a more cautious and balanced view. Exact received 539 responses to its survey which is a statistically significant sample. ...

The average UK broker believes house prices have 9.2% further to fall, according to Exact’s latest white paper. Exact polled 539 mortgage intermediaries as part of their research into the future performance of UK house prices. 22% of brokers were less positive, believing we will see further ...

The news that only one household has been saved from repossession by the government’s interventionist tactics may have surprised a few people, but the reality is that the schemes launched in December 2008 were little more than spin. In my opinion the 2 year ...

The furore over Moody’s mass downgrade of building societies continues and the more I look into this the more I believe that the rating agency has over reacted. At the very least they have not gone deep enough into the asset quality of the building societies mortgage books. The view from ...

Exact considers how much further house process might fall, and why UK commentators appear blinkered to this possibility. ...